LOAN

## OBTAIN THE FINANCING YOU NEED WITH AN SBA OR USDA B&I LOAN

###### At First Heritage Bank, we recognize that businesses are the backbone of the economy and our communities.Their growth is critical to the financial success of our country. A key component to their growth is funding, and our mission is to provide access to the extra financial boost your company may need with a Small Business Administration (SBA) or USDA B&I Loan.¹ Both the SBA and USDA B&I loan programs provide unique solutions to meet a business’s particular lending need. Each type of loan has its own eligibility criteria and our experienced SBA Specialists can guide you through the application and loan process.

#### WE ARE AN SBA PREFERRED LENDER (PLP)

###### SBA loans provide significant advantages for profit and not for profit businesses compared to other types of business financing, such as lower down payments and longer repayment terms, enabling businesses access to larger lump sum funding for start-up costs, equipment, inventory and working capital.

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## BUSINESS ADVISORY SERVICES TO MEET YOUR NEEDS

###### First Heritage Bank is committed to helping business owners gain control of the challenges associated with running a business. We want to be "more than your bank." Our goal is to provide compreshensive financial solutions that build and propel your business forward. To achieve that goal we established First Heritage Bank Advisors; a company dedicated to providing advice to owners of privately held companies on value enhancement and ownership transition strategies.

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